62% of Americans believe the USA will be cashless within their lifetime and the credit card industry is offering more choice than ever in response.
And yet, 3 in 10 cardholders never redeem their rewards. Credit card debt is rising. How can you avoid being on the wrong side of those numbers?
Choosing the right card can make all the difference.
Do you want to know how to stack rewards for the best value for money?
What about a generous sign-up bonus and 24/7 fraud prevention? Or perhaps you're a student who wants your good grades rewarded with credit?
Don't get gypped with a bad credit card deal. Check out this credit card comparison for 2019’s top options and find the perfect card for you.
If you’re looking for an all-rounder, Chase credit cards offer some great options.
Chase Freedom Unlimited is excellent for people with a credit score above 680.
You have to pay fees for foreign transactions and balance transfers with this card. However, there’s no minimum cashback amount and since it’s accepted in most places it’s one of the most versatile cards around.
If you’re looking for an everyday card and have excellent credit, you have some fantastic options, including the Capital One Quicksilver and American Express Cash Magnet. Compare credit cards for people with excellent credit to get the very best deal.
The Wells Fargo Propel American Express card is full of benefits for regular travelers, including:
Another to consider is the Bank Of America Travel Card. If you don't want to be locked into certain choices, like where and when to stay, this might be the card for you.
Other pros include:
The Chase Ink Business Cash card is our top pick for businesses.
Whilst it's less useful for businesses that don't spend a lot in the big cashback areas, an introductory 0% APR makes it good for new businesses with unpredictable cash flow.
If your business is in the first category, there are still some excellent choices available. Take a little time to understand what to look for in a business rewards card before making your selection.
If you're a student, there are some great credit cards built for your needs. The Discover It Student Cashback card is a great first credit card for college students.
So once you've read this credit card comparison and made your decision, where do you go from here?
It’s time to apply! Before you take the plunge, check out this guide to getting the most from your credit card and you’ll soon be enjoying those rewards.